Cashing Out book review

I never wanted to catch FIRE. FIRE stands for Financially Independent Retire Early. My mom is in her mid-70s. She still works two jobs on the side. We work. Keep reading to find out what book I'm talking about today. 

Hey, it's Kyla Denanyoh. Today, we're talking about the book Cashing Out. All right. Kiersten and Julien Saunders wrote this book. The genre of the book is nonfiction. The theme of the book is money management and personal finance. 

I follow them on Twitter. They are at Rich and Regular. LOVE. I listened to their podcast, but it wasn't for me. I followed it because I like them. I read the book, and now I believe in it. That seems weird, like how you can follow someone online, but their interaction is so great, and their chemistry is so great. I love to hear stories about their son, but like, you read the book, and the tagline is "win the wealth game by walking away." What the heck does that mean? 

Well, cashing out, catching fire, all of that. FIRE stands for Financially Independent Retire Early. I never wanted to retire early. My mom is in her mid-70s. She still works two jobs on the side. We work. We love to work. We have a great work ethic. Or she can't afford to retire? I had never considered it. Why would I want to quit and get a part-time job? That's silly. Well, not everyone lives like that. So, the whole point of reading the book is to find out how other people live. 

I never considered what it would mean to be financially independent. Why? Who would have told me to? Who would have told me to? Kiersten and Julien are telling me to. So one of my favorite things about the book, and both quotes happen to be from the same chapter. And so the quote says, "You want certainty where certainty doesn't exist. What you need is courage." Then the other one is that "wealth building is a series of small acts of courage." Small acts of courage mean just a couple of things here and there. Okay, I set aside a hundred dollars, yes, but no. More like you open an investment account, you learn how to manage it yourself, and if you can't do that, you pay someone to manage it. 

What you nurture, what your water grows, so if you don't know how to manage stocks, you're not remotely interested; you can't just say, I'm not going to do it because no one showed me. Kyla, I can't just say being financially independent is not for me because I've never seen it. I had never had a child before. Yes, you can watch somebody else raise a kid. It's not the same when it's your own. And I went out, learned that I read books about it, did coaching, and met with my doctors. Girl, do the same thing. Start with this book! 

The book was phenomenal. It helped me start thinking about what it means to be wealthy. Would I be rich and regular? Am I financially insecure? I'm not one of the fast spenders, somebody who gets money in their hand and just blows it. But don't get it twisted, I can do that, but I'm not the one who's like, I can just make it back quickly. I'm more of the spend because I haven't been spending in a while, so now I'm gonna splurge like going through the manic extremes. But I didn't even realize there were three main types of people. 

The book was entertaining and very educational about many things I had not considered because of who I would have had those conversations with. I'm so grateful that Kiersten and Julien are conversing with regular people like me. 

As I've been mentioning, one of the biggest things I learned from the book is that although I haven't seen something, it doesn't mean it cannot occur. I can learn how to dream. I can learn what it means to be wealthy. I can learn what it means to be rich first. I know what it feels like to have $15,000 in my checking account, and I'm not waiting for anything. I'm not waiting for a house down payment. I'm not waiting to buy a car. It's just there. I can learn to appreciate that. I can learn to study it. 

There's an example where they talk about being at a fire retreat and meeting these other people, and they're like, we don't even do that right. You'll constantly be growing, and you'll always be challenging yourself to do something different. If you decide that you don't know everything, your mindset and perspective are ever-growing and ever-changing, and you can reach out to people or resources that will help you. 

So I wanna say that I feel lucky because I've been following them. After all, I like them as people, and more so, engaging with them because I like who they are, and then the book taught me. And for that, I would reread it. And I'm telling other people about the book because it's really good. And I've read several financial books this year, but they're all different. They all impact you in different ways. So, consider picking this one up. 

I have to say, if you liked hearing about being financially independent and possibly retiring early, you need to create your dream life. 

Until the next book review, Kyla